You're losing ₹2,000+/month on subscriptions you forgot about
SubTrack reads your bank SMS to find every recurring charge, shows you the total damage, and helps you kill what you don't need. 3 seconds. Zero effort.
Circles + subscriptions in one place
SubTrack handles recurring subscriptions and shared expenses together. In Circles, settle dues directly via UPI apps, ping someone who owes you, and run auto collect mode with auto SMS + push notifications on deadline day.
Pay and clear dues via UPI
Settle directly through your preferred UPI app from inside SubTrack, without manual follow-ups.
Receipt-to-Split AI Scan
Upload a restaurant bill screenshot or PDF and let AI read items/total to create an instant split.
Pending dues
₹2,360
2 to collect • 1 to pay
Goa Trip
Ria owes you
₹1,250
Ping
Flatmates
You owe Aman
₹840
Pay UPI
Friday Dinner
Receipt split ready
₹270
Settle
Circles in 3 steps
Split, settle, and close dues without friction.
Create a circle
Start a group for flatmates, trips, or dinners and add people in seconds.
Scan receipt and split
Upload a screenshot or PDF bill and let AI prepare itemized splits instantly.
Collect or settle on time
Pay via UPI, auto-send reminder pings, and trigger SMS + push on deadline day.
You're spending
₹4,847/mo
That's ₹58,164 per year
+ 3 more found
Dead simple. 3 steps.
No bank logins. No uploads. No effort.
Open the app
Allow SMS access. That's it. We read your transaction alerts locally on your phone.
See everything
Every subscription. Every recurring charge. Total monthly damage. Found in 3 seconds.
Kill what you don't need
One-tap cancel via UPI mandate revocation. Or we guide you step by step.
The average Indian spends ₹3,000+/month on subscriptions they barely use
of people have at least one subscription they forgot about
wasted per year on unused subscriptions (average)
average time to cancel one subscription. Multiply by 5.
Sound familiar?
Not another expense tracker
We don't want you to track expenses. We want to save you money.
SMS-powered detection
Your phone already has years of bank SMS. We parse them locally — no bank login, no uploads, no risk.
One-tap cancellation
Cancel subscriptions by revoking UPI autopay mandates directly. No calling customer support.
Free trial watchdog
Tell us when you start a free trial. We'll remind you before it converts to paid. Never get charged again.
Zero effort
No manual entry. No spreadsheets. Open the app, see everything, kill what you don't want. Done.
This is just the beginning
Subscription detection is feature one. We're building a full money-saving engine. Here's what's coming:
Smart alternatives
Paying for Spotify + YouTube Premium? We'll show you which one to keep and how much you'll save.
Dues ping automation
If someone owes you, send reminder pings in one tap without awkward manual follow-ups.
Price hike alerts
Get notified the moment a subscription silently increases your bill. No more surprise charges.
Auto collect mode
Enable auto collect and trigger SMS + push notifications automatically on deadline day.
Spending insights
Monthly reports showing where your money goes, trends over time, and how much you've saved.
Receipt-to-Split AI
Scan bill screenshots or PDFs and auto-generate clean group splits in seconds.
And more...
Negotiate bills, group buying deals, loyalty reward tracking — we're just getting started.
₹58,164
That's how much the average person wastes on forgotten subscriptions per year.
How much are you wasting?
Find out — Join the Waitlist₹12,400
That's the average amount people have stuck in unsettled shared expenses at any time.
How much is pending in your circles?
Join the Waitlist for CirclesSubTrack reads SMS locally on your device. Your messages never leave your phone. We only store subscription metadata (amounts, dates, merchant names) in your secure account. No bank passwords. No uploads. No third-party data sharing. Ever.